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Help protect your income with monthly disability benefits.

Disability Product Details

Group Business Overhead Expense

Would your practice have the cash flow it needs to cover expenses if an accidental injury or a serious illness kept you from seeing patients?

For many optometry practices, it's a significant challenge. That's why the AOA set up the Business Overhead Expense Plan to help pay your practice expenses if a disability keeps you from working.

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Group Long-Term Disability Income Insurance

How long would the balance in your checking account last if a serious illness or injury kept you from working … for months at a time?

How quickly would your hard-earned savings disappear if your family had to tap into it for monthly expenses like the mortgage, car payments, groceries and electricity?

The AOA's Group Long-Term Disability Income Insurance Plan may be a practical solution to help protect your income … your practice … your financial future.

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Group Short-Term Disability Income Insurance

Imagine a car accident left you with broken ribs and a separated shoulder. The doctor says you'll be fine in a few months … but in the meantime, you can't see patients.

How would your family make ends meet if you couldn't work for a few months?

The AOA's Group Short-Term Disability Income Insurance Plan can help you fill the gap.

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Student No-Cost Group Long-Term Disability Program

Eligible members of the class of 2020 were given the opportunity to activate a No-Cost Long Term Disability benefit*.

*Offer is dependent on AOA plan experience and is not guaranteed for future years.

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