AOA Endorsed Disability Benefits - aoa
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Disability Product Details
Group Business Overhead Expense
Would your practice have the cash flow it needs to cover expenses if an accidental injury or a serious illness kept you from seeing patients?
For many optometry practices, it's a significant challenge. That's why the AOA set up the Business Overhead Expense Plan to help pay your practice expenses if a disability keeps you from working.
Group Long-Term Disability Income Insurance
How long would the balance in your checking account last if a serious illness or injury kept you from working … for months at a time?
How quickly would your hard-earned savings disappear if your family had to tap into it for monthly expenses like the mortgage, car payments, groceries and electricity?
The AOA's Group Long-Term Disability Income Insurance Plan may be a practical solution to help protect your income … your practice … your financial future.
Group Short-Term Disability Income Insurance
Imagine a car accident left you with broken ribs and a separated shoulder. The doctor says you'll be fine in a few months … but in the meantime, you can't see patients.
How would your family make ends meet if you couldn't work for a few months?
The AOA's Group Short-Term Disability Income Insurance Plan can help you fill the gap.
Student No-Cost Group Long-Term Disability Program
Eligible 2018 graduates are GUARANTEED a complimentary member benefit in recognition of their graduation from optometry school. As of June 1, they are covered with a $1,000.00 per month benefit for Group Long Term Disability* with a 30-day waiting period at no cost for one full year.